Case Study

Peniga Escrow Platform

A bank-grade secure online escrow platform designed to make digital buying and selling completely fraud-proof.

Peniga Escrow Platform

Client

Fintech Startup

Services

Web App Development

Timeline

6 Months

The Challenge

Handling other people's money requires absolute security and flawless logic. The platform needed bank-grade encryption, seamless identity verification, and an unbreakable contract enforcement flow.

The Marlayer Solution

We deployed a Next.js frontend paired with a highly secure, encrypted backend. We integrated Stripe Connect for robust payment routing and automated KYC (Know Your Customer) verifications.

AES-256

Encryption

Instant

Payment Routing

0.0%

Fraud Rate

Core Mechanics

Automated KYC Verification

Automated KYC Verification

Bank-level identity checks processed in under 60 seconds.

Smart Contract Escrow

Smart Contract Escrow

Funds are locked and only released when cryptographic conditions are met.

The Engine Room

System Status

Live in Production
Next.js
React
AWS
Stripe API
PostgreSQL
Tailwind CSS
LooseApp Wellbeing Space

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